Five Reasons to Re-Structure Your Health Coverage
- Our cost-to-coverage ratio is the best on the market
- Our approach solves the healthcare dilemma for 80% of the market
- You learn how to perform and carry out your own risk management
- Our Basic Family Plans have substantive coverage starting as low as $40/month
- There are no underwriting stipulations in many of our plans
Though Mr. Karren has lived the HHIP approach for 8 years now, many firms are just starting to advertise the basic concepts of this phenomenal approach.
To fully understand how and why the HHIP approach is so valuable, you must first understand the underlying factors of how the public has been conditioned to errantly assess and structure health coverage. In order to reverse this conditioning, it is crucial that you gain an understanding of the basic concepts behind the S.A.F.T.N.E.T., because it is only after the rethinking and restructuring of your finances and banking practices that you will be able to free your mind sufficiently to understand what your health coverage risks really are. Risk is the key component for formulating an effective health coverage strategy.
The Flawed Healthcare System
A rudimentary flaw in the American healthcare system is the 80/20 Plan, which provides inexpensive doctor visits and prescriptions—at a steep price to either the consumer or the employer (or both). Because of this structure, it creates a “I need to get my money’s worth” to make my premiums worth it.
The flow of this money through health insurance companies enabled a “consolidation of power”, which over time has transitioned from the doctor-provider and into the hands of the insurance companies—who now dictate, well, pretty much everything.
The expensive 80/20 plans (called Cadillac Plans if/when the majority of the premium is paid by companies, unions, or tax payers) have high, very inefficient cost-to-coverage ratios. For companies who cannot provide health coverage for its employees, or those companies struggling
to continue offering their current benefits, or individuals paying for their own coverage: You can easily cut your costs by one-half and even two-thirds while quadrupling the benefits when dovetailing the S.A.F.T.N.E.T., the HHIP, and the DIA into an integrated financial strategy for individuals (or into an Employee-Benefits Package for companies).
More Information
For further detail, sign up for a free webinar in the opt-in form to the right, wherein we identify risks and assess costs associated with those risks: You will be surprised at how inexpensive it is, when done properly and wisely.